Home Equity Line of Credit

Turn your equity into your next financial adventure

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Our Intelligent High-Yield Bundle turns your cash into more cash. Earn 5.00% APY* on balances up to $25,000 with Intelligent Checking, plus 3.00% APY* with Intelligent Savings.

5%
APY*
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TAP-TO-PAY

A Smarter Way to Spend Is Here

Your iQ debit and credit cards are getting a big upgrade. Soon, they'll include tap-to-pay technology. Paying for your everyday purchases is about to become quicker, easier, and safer. Curious how it works? Keep reading to find out!

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SECURITY TIP

Wait, investigate, and don't take the bait

If someone calls saying they’re an iQ employee and asking for large withdrawals or transfers to 'keep your money safe', hang up and call us directly at 800.247.4364.

Today's Rates

  • Intelligent Checking

    5.00% APY
  • Visa Platinum

    Rates as low as

    10.74% APY

Refer-A-Friend

$100 for you + $100 for them

Refer your friends and family to join iQ and you will both get rewarded with a $100 bonus.

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Intelligent Bundle

Flex your financial intelligence and earn more

Sign up for our Intelligent High-Yield Bundle to earn up to 5.00% APY* on your checking and up to 3.00% APY* on your savings account when you join iQ Credit Union.

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    iQ Credit Union is a not-for-profit cooperative owned by its members

    If you join iQ, all the profits from the credit union go back into services to benefit you—our member. This typically translates into better rates on interest for savings accounts and loans.

  • Safe

    We are federally insured just like banks, so your money is secure

    iQ Credit Union accounts are insured for up to $250,000 by the National Credit Union Administration (NCUA).

  • Hearts-Hands

    We have a reputation for delivering superior customer service and satisfaction

    You are a member instead of a customer and own shares in the credit union.